How To Activate Chase Debit Card – Online Or By Phone

If you have just received your Chase debit card, you must be eager to use it, however, you will first need to activate it. 

Luckily, activating a Chase debit card can be done in several ways, and each of them consists of a few simple steps. 

Chase is known for providing the best service to its customers when it comes to checking accounts and cash transactions, and that service includes simplicity in itself. 

This means that you will not need any special help from customer support or other people since everything required for activation goes with instructions and a few clicks. 

As mentioned before, there are several ways, so you can choose whichever seems the most convenient for you and follow the guidelines. 

How To Activate Chase Debit Card? 

Once you received it, you may ask yourself what is the easiest way to activate a new Chase debit card. 

You probably cannot wait to use it, but you must be sure that your card is active, so you could make the desired transactions. 

Otherwise, you will end up with a denied card in stores or online shops, meaning that it will be of no use to you in any way. 

There are three main ways in which you can activate a Chase debit card, and you can choose the one that suits you the best. 

Therefore, you can activate your debit card online, by using a phone number, or by using an ATM. 

Chase has provided several ways in case one is not convenient at a particular moment for a certain individual. 

Below, you will read the necessary guidelines for activation of a Chase debit card for each of the three ways. 

How To Activate Chase Debit Card Online?

In order to activate a new Chase card online, firstly you will need to visit the Chase website in order to create a profile and follow the additional steps that will take you to verify your card, i.e. the final step required for an active debit card. 

To make things easier, just follow the steps provided below: 

  1. Go to this URL link (this link is also listed on the back of your Chase card)
  2. Log into your account, or create a new one if you have not done that. 
  3. You will need to provide certain personal information, such as your Social Security Number, Chase card number, and the number of your account. 
  4. Once you enter all of the details, click Activate. 
  5. You will receive a verification notice along with a debit card pin that you can use to withdraw cash at ATMs. 

Once you receive the pin that means that you have successfully activated your card, and you can make various kinds of purchases. 

How To Activate Chase Debit Card By Using A Phone? 

For some people, this seems like a simpler method because it involves only one phone call. 

  1. Call the Chase card activation number provided on your card. You can also call Customer Service at 800-432-3117. 
  2. The system will ask you to give your card number that contains 16 digits. 

Once you provide the needed information, your Chase card will be activated shortly. 

How To Activate Chase Debit Card Using An ATM? 

This is also a convenient method if you have an ATM close by, and you do not want to use any more devices for activation. 

  1. Swipe your Chase card in an ATM machine.
  2. Select the option ‘Activate card’. 
  3. Provide your mobile number and OTP to verify.
  4. Choose your PIN number.

When you finish choosing your preferred PIN number, your card will be activated and ready for transactions. 

FAQ – Frequently Asked Questions 

What Happens If I Don’t Activate A Chase Credit Card? 

If you do not activate your Chase credit card, your account will remain open. 

This means that the credit limit you have approved will be taken into consideration in the calculation of your credit score. 

Also, your credit report will include the hard pull for the credit card, and this can negatively affect the credit score. 

Furthermore, you will still be charged if there is an annual fee, although the card is not active. 

How to Find The Current Account Number On A Chase Debit Card?

The current account number can be found if you Sign In to your Chase account. You will have to select the wanted account, then opt for ‘Show Details’.

The first 9 digits represent your routing number, while the digits in the middle represent your account number. 

How Do I Know If My Chase Debit Card Is Activated?

Once you receive the verification notice, your card is activated, but if you want to be on the safe side, you can call Customer Service.